i thought for sure i'd already posted this before (because i've definitely seen it before) but i couldn't find it. hopefully it's not a duplicate (i already have to worry about duplicates? wow).
and for you home users who don't know what PCI is, it's a short form of PCI DSS, which is Payment Card Industry Data Security Standards. that's the security standards that people involved in processing credit or bank card purchases are supposed to follow. of course some of them are good for home users to follow too.
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